CA Proposal would ban some charges to ER patients

From Sign On San Diego:

Doctors and hospital officials will square off with health insurers Monday in San Diego over a state plan to ban medical providers from billing emergency room patients for charges not covered by insurance companies.

The proposal, by the Department of Managed Health Care, is the agency’s third attempt in two years to outlaw so-called balance billing, which turns patients into pawns in payment disputes. The earlier proposals were scrubbed after regulators failed to build consensus among various health care parties.

What remains is a stripped-down version that lacks provisions for an independent dispute-resolution process and a method for calculating fair charges for hospital and doctor services.

The San Diego hearing comes about two weeks after several medical centers owned by Prime Healthcare, including Paradise Valley Hospital in National City, sent thousands of collection letters to Kaiser Permanente members. They demanded payment for outstanding emergency room bills.

Doctors Start to Say ‘I’m Sorry’ Long Before ‘See You in Court’

From the NY Times:

For decades, malpractice lawyers and insurers have counseled doctors and hospitals to “deny and defend.” Many still warn clients that any admission of fault, or even expression of regret, is likely to invite litigation and imperil careers.

But with providers choking on malpractice costs and consumers demanding action against medical errors, a handful of prominent academic medical centers, like Johns Hopkins and Stanford, are trying a disarming approach.

By promptly disclosing medical errors and offering earnest apologies and fair compensation, they hope to restore integrity to dealings with patients, make it easier to learn from mistakes and dilute anger that often fuels lawsuits.

Malpractice lawyers say that what often transforms a reasonable patient into an indignant plaintiff is less an error than its concealment, and the victim’s concern that it will happen again.

Despite some projections that disclosure would prompt a flood of lawsuits, hospitals are reporting decreases in their caseloads and savings in legal costs. Malpractice premiums have declined in some instances, though market forces may be partly responsible.